Business Financing

Get Business Loans and Credit Lines Even when Banks Say “No”

The Leader in Business Credit & Funding for small business

We are dedicated to helping entrepreneurs obtain credit and financing to start and grow whether you’re a new startup business, existing business, or have good or bad personal credit.

We help you with all aspects of setting up a credible business and building your business credit profile and score as you get credit for your EIN that’s not linked to your SSN without a personal credit check or guarantee.

Plus, we help you access loans and credit lines through our vast network of lenders and investors. This money is lent based on your business strengths unlike with conventional bank financing. This makes it easier to get approved even when the big banks say “no”.

 

Our business credit and funding system has quickly grown to become the leading system in the business credit industry. This has been made possible due to the outstanding team we have that is completely devoted to helping your clients obtain financing and credit.

Meet our awesome team

Our business credit and funding system has quickly grown to become the leading system in the business credit industry. This has been made possible due to the outstanding team we have that is completely devoted to helping your clients obtain financing and credit.

Ty

Executive Team

Click below to meet our executive management team.
dex

Finance Team

Click below to meet our finance management team.
Alison

Business Credit Team

Click below to meet our business credit management team.
Kaylee

Sales and Support

Click below to meet our sales and support management team.

Frequently Asked Questions

 

Does business credit even really exist?

Just as you have a credit file linked to your SSN, your business has a profile linked to its EIN. Experian, Equifax, and Dun & Bradstreet often start your profile when your business applies for a loan, credit card, or even when you setup basic utilities.

From that point most credit you apply for won’t report to the business reporting agencies unless you apply for different types of credit in a particular order, or leave your SSN off of the application.

Real business credit can be obtained with no SSN being supplied upon application. This credit doesn’t appear on your personal credit reports either. As you build your business credit your EIN profile and score then becomes essential to helping you qualify for bank loans and credit cards. And you can use EIN credit and EIN credit alone to get approved for many types of credit without a personal guarantee.

Every highly-successful privately and publicly owned company in the United States has business credit. But what many don’t know is that even startups can also obtain it… if you follow the right steps.

How does building business credit work?

The first step is to ensure your business is setup credibly so you meet credit issuer and lender standards, before you apply. Next you get real useable credit through vendors. These vendors will give you credit when you have no other EIN credit established. And they report this credit to the business reporting agencies.

Within 60 days or less that credit is reported to Experian, Equifax, or Dun & Bradstreet. Once reported, your EIN will then have an established credit report and score.

Using that report and score you can then continue to apply for more tiers of credit where you can start getting access to revolving credit at most stores, credit that’s linked to your EIN and not your SSN and credit that doesn’t require a personal guarantee or personal credit check for approval.

What does the enrollment charges cover?

Core program you are getting access to your own Finance Suite where you can get business credit and financing for your business, along with our advisor and Finance Officer support.

What makes this system so different than other business credit building programs?

This is the only system in the world which successfully combines both business credit building and funding. This means clients can build their business credit and get money right away, if they have good credit or collateral they can secure money in less than 30 days.

The suite is also the only system that shows business owners how to get free access to Experian Smart Business, and we help you get your D-U-N-S number with D&B, and list your phone number with 411 for free. This alone saves you thousands.

The finance suite has more lending sources, revolving business credit accounts, and starter vendor accounts than any other system on the market today. And the finance suite is the only system with one-click access to business credibility sources, underwriting guidelines provided for all business credit sources, and by far is the most advanced business credit building technology available today.

How much money can I really get through the system?

Clients can be approved for millions-of-dollars in funding through the system if they have equivalent collateral or financials.

Even businesses new startup businesses with no collateral can obtain up to $150,000, not even including the vast amount of business credit that can be obtained. While businesses with collateral or cash flow can secure hundreds-of-thousands of dollars to millions-of-dollars depending on the value of the collateral.

Can people with bad credit get money through the finance suite?

Building business credit correctly means there is rarely a credit check for business owners to qualify. This means all business owners, even those with bad credit, can benefit with the finance suite by building their business credit.

If the business owner has credit challenges and also has some kind of collateral, they can also get funding along with business credit.

Funding can be secured in as little as 30-60 days and most forms of acceptable collateral will qualify including credit card sales, inventory, equipment, receivables, even consistent revenue.

And we have revenue-based funding programs where if a business owner can prove through bank statements that they have consistent revenue, they can be approved with a credit score as low as 500.

Is this business credit repair or building?

There is no formal process of fixing business credit as there is no FCRA or FACTA laws that deal with business credit reporting. Still, our advisors will help business owners dispute any discrepancies on their business report as part of the program, and they'll have access to a section where they can go through the business credit dispute process. We even have a step dedicated to fixing errors on business credit reports as part of the finance suite.

But the main function of the finance suite is to help you and your customers build business credit, as well as get money.